Business insurance

Protection of company assets

You will receive compensation for damaged assets:

• Company cars and vehicles – in case of road accident, fire, natural disasters, vandalism, theft, robbery, compensation to third parties in case of damage.
• Buildings – in case of fire, natural disasters, flood, vandalism
  Machines, facilities and equipment, electronic equipment – in case of theft, fire, natural disasters, flood, vandalism.
• Goods in stock – in case of theft, fire, flood, natural disaster.
• Goods in transit – the owner of the goods is compensated for financial losses that may be incurred in the event that the goods perish or are damaged during transport.

Protection of professional liability

Amounts due for damages to third parties as a result of default and legal costs and expenses in connection with the settlement of such claims.

• Liability of the carrier – the liability of the insured for total or partial loss or damage to the goods transported by him by road transport is covered, according to:
• Тhe Convention on the International Carriage of Goods by Road (CMR Convention);
• The Law on road transport on the territory of the Republic of Bulgaria (ZAP).
• Liability of persons practicing the medical profession
• Liability of notaries
• Liability of lawyers
• Participants in design and construction (according to ZUT)

Employee protection

• Occupational accident – Employers obligatorily insure their workers and employees who perform work dangerous to their life and health. The insurer is responsible for the life and health of the insured persons and covers the risk of an occupational accident.
• Health insurance – provides a wide range of expenses related to the health of your employees. The insurance provides health prevention, adequate and quick access to quality medical services and an option for reimbursement of drug costs. The provision of quality service and easy access to renowned medical facilities and clinical laboratories throughout the country Tax preferences for the employer:
  Pursuant to Art. 208 of the Law on Corporate Income Taxation, social costs under Art. 204, item 2, letter “a” (expenses for additional voluntary insurance, for voluntary health insurance and for “Life” insurance) in the amount of up to BGN 60. per month for each employee.
• Group Life/Accident insurance – you provide your employees with insurance protection against permanent and temporary loss of working ability, loss of life and medical expenses as a result of an accident or illness.