BUSINESS INSURANCE

We analyze your insurance needs for free. Based on this analysis, we provide you with appropriate suggestions specifically related to your needs and help you choose the best solution for you.

You receive our free service in the course of negotiations with the insurance providers, both at the stage of signing the insurance contract in order to get a good price for you and in case an insurance event occurs. As an insurance broker, we definitely protect the interests of the client and not of the insurance provider. You may also rely on our full legal support and assistance if a damage occurs in order to get the agreed compensation in full.

You will get compensation for the following of your damaged assets:

• Corporate cars and vehicles – in the event of road accidents, fire, natural disasters, vandalism, theft, robbery, third party compensation for damage.
• Buildings – in the event of fire, natural disasters, floods, vandalism.
• Machines, facilities and devices, electronic equipment – in the event of theft, fire, natural disasters, flood, vandalism.
• Goods in storage – in the event of theft, fire, flood, natural disasters.
• Goods on the road – the owner of the goods shall be compensated for financial losses that may be incurred in case the freight is loss or damaged during transportation.

Amounts due for damages on third parties as a result of failure to fulfill the obligations and legal costs and expenses in connection with the settlement of such claims.

• • Carrier Liability – it covers the liability of the insured person for total or partial loss or damage of the goods carried by road transport according to:
  • The Convention on International Carriage of Goods by Road (CMR Convention);
  • The Road Transport Act on the territory of the Republic of Bulgaria (RTA).  
  • Medical Practitioners Liability
  • Lawyers Liability
  • Notary Publics LiabilityУчастници в проектирането и строителство (по ЗУТ)
  • Participants in the design and construction (under the Urban Planning Act)

• Occupational Accident – The employers are required to sign insurance contracts in favour of their employees working under high risk conditions for their life and health. The Insurance provider shall be responsible for the life and health of the insured people and it shall cover the risk of an occupational accident.
• Health Insurance – it covers a wide range of health-related costs for your employees. The insurance provides health promotion, an adequate and quick access to high-quality medical services and a cost recovery option for medicines. It guarantees a high-quality service and an easy access to reputable healthcare facilities and clinical laboratories throughout the country.Tax preferences for the employer:According to Art. 208 of the Corporate Income Tax Act, the social expenses under Art. 204, Item 2, letter “a” (costs for additional voluntary insurance, voluntary health insurance and ‘Life’ insurances) amounting to up to BGN 60 per month for each employee are not taxable.
• Group Life/Accident Insurance – it provides an insurance protection of your employees against permanent and temporary disability, loss of life and costs for medicines as a result of an accident or illness.

Security against accidents and illnesses

It covers medical expenses when traveling abroad, including loss of baggage, cancellation of flights.

Accident and sickness protection during trips, holidays and stay on the territory of the Republic of Bulgaria.